Vacation Home

Owning a second home or a vacation property is a dream for people and also a great investment. It can act be a viable asset, can be used a rental property, or for vacation sojourn.

Tailored second home mortgage is the ideal up front financing option for people who are looking to add a new property to their ownership.


  • Financing up to 95% of the value of the vacation home
  • Down payment as little as 5%
  • Financing is based on different types of homes, categorized as Type A & Type B, and so
  • Amortization period between 5 to 30 years
  • Different payment schedule – monthly, semi-monthly, bi-weekly, weekly, or accelerated payments
  • Liberty of paying down the mortgage faster


  • Maximum 42% TDS
  • No previous case of bankruptcy or judgment
  • 3rd party guarantors not permissible for qualification
  • Minimum 680 credit bureau score
  • No gifted down payments

Documents Required

  • Proof of income
  • Down payment verification
  • Offer of purchase

Turn your dream of owning a second home with expert guidance and help from Golden Financial professionals. We can help you get viable and profitable mortgage for your vacation home, with thorough, hassle-free and speedy process. We route your requirement to a large pool of lenders, securing best possible mortgage plan with low interest rate.