Purchase Plus Improvements

Buying a home that needs improvement? Get Purchase Plus Improvement financing for convenient and fruitful finance management.
Avail purchase plus improvement financing rolled into your existing mortgage. Make improvement to your home to your liking with cash available by the lender.

Golden Financial will help you through all the stipulations and conditions and help you get this mortgage product so that you give desirable change to your new abode immediately after taking possession, without any burden of another mortgage or credit.


  • Purchase Plus Improvements can be availed with as little as 5% down payment and maximum LTV of 95%, including both purchase & improvement amount. Down payment depends on the as-improved value.
  • The amount available is 10% of the as-improved value or up to 20% of purchase price up to maximum cap of $40,000.
  • Fixed, adjustable and variable interest rate plans are available.
  • Maximum term is 25 years.
  • The borrower should be having at least 1 unit occupied as primary residence.
  • The renovation cost has to be incurred by the borrower initially. The financing amount is released after the work is complete.

Golden Financial experts will help you get pre-approval and comprehensively support you in getting fully informed, best and speedy service. We provide complete details with eligibility criteria and aid in documentation process.